When you’re thinking about whether to borrow money to invest into your business, a key consideration will be cost. If the cost of borrowing is reasonable, you may be able to take out a loan, invest in growth and make a good profit. However, if the cost is too high it may you may not […]
Ask any of the thousands of small business entrepreneurs what they want their business to achieve and there is one word you will hear again and again across the board. “Growth”. It signals health, prosperity and success, and is the logical next step after “survival”, which while of doubtless importance does not sound particularly ambitious […]
In an age when business overdrafts are more and more difficult to come by innovative alternatives are becoming increasingly popular. Here we take a look at revolving credit facilities – what are they and how can they help?
With the festive season well underway we take a look at why it can be a challenging time for SMEs and share our top 5 tips on how to manage cashflow during the Ho-Ho-Holidays.
Invoice finance is one of the most flexible finance products for UK businesses today. This articles explains exactly what it is, what the benefits are and why it is so popular.
The longer a business is established the more common it is that external finance has been used along the way to fund growth. Often entrepreneurs will have used a variety of finance products to get the business from A to B. In this article we explore whether consolidating multiple smaller debts into one larger facility […]
When lenders assess a finance application, they pull data from credit reference agencies on both the business and the owners. Credit reference agencies hold information which falls under three main headings: