Securing a commercial mortgage can be a significant undertaking for any business. However, if you have a County Court Judgment (CCJ) on your credit file, the task becomes even more daunting. This blog will delve into how a CCJ impacts your ability to obtain a commercial mortgage, steps to improve your chances, and available options. […]
Commercial Property
Can I get a Mortgage for Business Premises?
Obtaining a business mortgage is a significant milestone for any entrepreneur in the UK aiming to purchase their own property. Whether your interest lies in a shop front, warehouse, office space, retail outlet, or restaurant, understanding what’s involved can empower you to make good choices. This guide will lead you through the fundamental aspects of […]
How to Buy a Yard with Open Storage
Open storage yards are vital for various industries, including logistics, construction, and automotive. These properties offer flexible space for storing goods, vehicles, and equipment. This guide will walk you through the steps to buy an open storage yard in the UK, covering market analysis, property selection, financing options, legal considerations, and operational planning. Understanding the […]
Can I Get a Commercial Mortgage for a Warehouse with a CCJ?
Securing a commercial mortgage can be a major project for any business, but if you have a County Court Judgment (CCJ) on your credit file then the task becomes all the more challenging. For UK business owners in sectors such as manufacturing, haulage, and wholesale, the need for warehouse space is critical to operations. This […]
Business Mortgages Explained: How to Buy Your Premises
Securing a business mortgage is a significant step for any UK business owner looking to purchase their premises. Whether you’re considering a warehouse, office, retail unit, or restaurant, understanding the process and requirements can help you work out your options. This comprehensive guide will walk you through the essentials of business mortgages, the application process, […]
Can I Get a Buy-to-Let Mortgage for a Commercial Property?
As a property investor you’ve likely experienced the benefits and challenges of owning residential buy-to-let (BTL) properties. With the evolving market dynamics and the potential for higher rental yields, you might be considering expanding your portfolio to include commercial property. But can you get a buy-to-let mortgage for commercial property? This blog will guide you […]
Should I Use OpCo/PropCo Structure to Buy Commercial Property?
Purchasing commercial property can be a significant investment for businesses, offering both potential financial returns and operational advantages. One strategic approach that has gained popularity among business owners and investors is the OpCo/PropCo (Operating Company/Property Company) structure. This arrangement involves separating the ownership of the operating business from the ownership of the property. In this […]
Should You Rent or Buy a Warehouse?
For business owners, deciding whether to rent or buy a warehouse is a crucial decision that can significantly impact their operational efficiency, financial health, and long-term growth. Both options come with their own set of benefits and challenges. This blog aims to provide a thorough analysis of the pros and cons of renting versus buying […]
How To Get a Mortgage for an Open Storage Yard
For many UK business owners, securing a mortgage on a warehouse can be a strategic move that offers both financial and operational advantages. Whether you’ve decided to buy a warehouse instead of renting or you’re looking to invest in commercial real estate, understanding the ins and outs of warehouse mortgages is essential. In this comprehensive […]
Understanding Commercial Property Valuations
Understanding a commercial property valuation can feel like navigating a labyrinth, especially is it’s not something you are often exposed to. This guide aims to demystify the valuation process, ensuring you understand commercial property valuations and grasp the key concepts, methods, and factors that influence the value of commercial properties. By the end, you’ll be […]
Can You Get a Mortgage for an Industial Unit?
Imagine the possibilities: a spacious warehouse for your growing e-commerce business, a state-of-the-art manufacturing facility, or a custom-designed workshop for your artisanal crafts. The truth is, industrial unit mortgages are more accessible than you might think. In this blog we’ll demystify the process, explore the eligibility criteria, and guide you through the steps to turn […]
A landlord’s guide to Energy Performance Certificates
As a landlord, it is crucial that you stay informed about the latest regulations and requirements as well as provide a safe and energy-efficient environment for your tenants. One area that has recently undergone changes in the United Kingdom is the Energy Performance Certificate (EPC) rules. In this blog, we’ll discuss the latest changes made […]