• Skip to primary navigation
  • Skip to main content
  • Skip to footer
BIZL

BIZL

Commercial Finance Specialists

  • Business Finance
        • Business Loans
          • Business Loans
          • Growth Guarantee Scheme
          • Unsecured business loan
          • Business cash advance
          • VAT loan
        • Commercial mortgages
          • Commercial mortgages
        • Asset Finance
          • Asset Finance
          • Classic Car Finance
          • Dental equipment finance
          • Truck finance and HGV finance
          • Vendor Finance
        • Working Capital Finance
          • Working capital finance
          • Invoice finance
          • Trade finance
          • Construction Finance
          • Revolving Credit Facility
          • Business credit cards
          • Buy Now Pay Later
  • Property Finance
        • Buy to Let Mortgages
          • Buy to let mortgages
          • Limited company buy to let
          • HMO mortgages
          • Buy To Let Mortgages For Foreign Nationals
        • Commercial Property Finance
          • Commercial property finance
          • Commercial Buy To Let Mortgage
          • Commercial mortgages
        • Bridging Loans
          • Bridging Loans
          • Auction Finance
          • Property credit line
        • Development Finance
          • Development Finance
  • About
    • About
    • Why us
    • Contact
  • Resources
    • Guide
    • Client Stories
    • FAQs
    • Advisers
    • Business Loan Calculator
    • Buy to let mortgage calculator
  • Get Started
Dental equipment finance

Dental equipment Finance

Spread the cost of dental practice equipment such as chairs, IT and scanners

Expert advice

Talk to one of our Healthcare Finance Specialists

Book consultation
Dental equipment finance

Dental Equipment Finance

Spread the cost of dental practice equipment such as chairs, IT and scanners

Expert advice

Talk to one of our Healthcare Finance Specialists

Book consultation

Funding Amount

£10k-£1m

Loan Term

3-8 Years

Time to Funds

As Little as 7 Days

Interest Rate

From 2%

Dental equipment

Asset finance for your dental practice

Dental epuipment and technology is constantly advancing, so it’s important to coninually invest in your practice. With asset finance you can invest in the latest dental tech, equipment and IT without having to pay cash up front. It’s a great way to get hold of the equipment you need to grow.

GET STARTED
Dental equipment

Asset finance for your dental practice

Dental epuipment and technology is constantly advancing, so it’s important to coninually invest in your practice. With asset finance you can invest in the latest dental tech, equipment and IT without having to pay cash up front. It’s a great way to get hold of the equipment you need to grow.

GET STARTED

What is dental equipment finance?

Asset finance provides you with a means to buy the assets you need without impacting heavily on your cashflow. For dentists, you’ll be able to fund the purchase of dental chairs, specialist equipment and IT. There are various products within asset finance, but typically you’ll pay for an asset in monthly installments over its useful life.

How does dental equipment finance work?

Asset finance can work in a few different ways, depending on the specific product. Hire purchase works by allowing you to spread the cost of buying an asset over a set amount of time – normally 3-8 years depending on how long the equipment usually lasts for. Once you’ve paid the lender in full, the asset becomes your property.

Recently completed dental equipment finance

  • 50,000
  • Dentist chair
  • 2.68% fixed
  • 60 month term
  • 55,000
  • Intraoral scanner
  • 2.62% fixed
  • 60 month term
  • £25,000
  • Intraoral scanner
  • 3.14% fixed
  • 12 month term

Hire purchase for dental equipment

The concept of hire purchase is familiar to most of us. It involves paying for an asset over time, in predetermined instalments. Interest rates are agreed in advance, and the buyer has the advantage of knowing exactly how much will be paid and when. Under a hire purchase agreement, the asset appears on the company balance sheet and is owned by the business. Of course, this also means the business bears associated costs such as depreciation, repairs and maintenance.

Leasing dental equipment

With leasing the finance company buys the asset outright and leases it to the customer at a set monthly rate. Some lease deals include service and maintenance, meaning there are no unexpected extra costs. Leasing can be an elegant solution for dentists that want to retain a degree of flexibility and not have the worry of mainenance and repairs.

Finance leasing

A third option falls somewhere between hire purchase and conventional leasing. Here, the lease agreement is more long-term than the usual three or five year lease deals that you might expect. The lease is over all, or most of, the asset’s useful life, and over this time, the company will pay the full value of the asset. However, as it remains the property of the finance company, it does not appear on the balance sheet. This brings potential tax benefits, so the option of finance leasing is one that businesses should definitely discuss with their accountants or tax advisors.

Refinancing assets

The above types of asset finance are all ways of raising money in order to procure essential business assets. There is, however, another form of asset finance that can be used to release capital that is tied up in assets that it already owns. This is known as asset refinancing or sale and leaseback. The equipment you already own is sold to the finance provider, giving you a lump sum of cash. You then lease the equipment by making monthly repayments.

How much can I borrow?

Use our calculator to work out how much you may be able to borrow

Business loan calculators

Choosing the right type of asset finance

Asset finance encompasses a wider range of tools than most people realise. Choosing the right form of finance for your practice depends on several factors, including how long you will need the asset, whether your needs are likely to change and the potential tax implications of owning or leasing the asset. Discuss all the options with both a professional finance provider and your own accountant to ensure you make the choice that will be right for you and your practice.

Need advice on asset finance?

Talk to one of our Healthcare Finance Specialists. We’re on hand to take you through the options available.

Book consultation
« HMO mortgages
Buy Now, Pay Later for Business »
BIZL logo white
Instagram Linkedin

Business Finance

  • Asset Finance
  • Business Credit Cards
  • Business Loans
  • Buy Now Pay Later for B2B
  • Commercial Mortgages
  • Construction Finance
  • Invoice finance
  • Growth Guarantee Scheme
  • Revolving Credit Facility
  • Trade Finance
  • Truck Finance
  • Unsecured Business Loans
  • VAT Loan
  • Vendor Finance

Property Finance

  • Auction Finance
  • Bridging Loans
  • Buy to Let Mortgages
  • Buy To Let Mortgages For Foreign Nationals
  • Commercial Buy to Let Mortgages
  • Commercial Mortgages
  • Commercial Property Finance
  • Development Finance
  • HMO Mortgages
  • Limited Company Buy to Let Mortgages
  • Personal Mortgages
  • Property Credit Line

Resources

  • Guide
  • FAQs
  • Business Bank Accounts
  • Commercial Mortgage Calculator
  • Business Loan Calculators
  • Buy to Let Mortgage Calculator
  • Conveyancing
  • Personal Credit Reports

About BIZL

  • About
  • Why Us
  • Contact
  • Advisers
  • Become a Commercial Finance Broker

We are BIZL Limited (company number 10838494). Our registered office is Aldgate Tower, 2 Leman Street, London, E1W 9US. We are authorised and regulated by the Financial Conduct Authority. Registered No: 784499. We are registered with the Information Commissioner’s Office as a Data Controller. Registration reference: ZA267003.

We are a credit broker of business finance; we are not a lender or finance provider. Security may be required. We are independent and work with a number of carefully selected lenders. We may receive commissions that will vary depending on the lender, product, or other permissible factors. The nature of any commission model will be confirmed to you before you proceed

Icons made by Freepik from www.flaticon.com

© Copyright 2025 BIZL | All right reserved | Complaints Policy | Cookie Policy | Privacy Policy | Terms of Service

test

test

Apply v2

1Business details
2Security details
3Personal details
  • Great news! You've passed the initial check.
  • Hidden
    No credit searches are done at this stage
  • ie www.example.com
  • Please enter a number from 0 to 10000000000.
  • Hidden
    For checking additional fields
  • Hidden
  • Please list the details of the property to used as security
  • ZD8E-CIEZ-KRPT-6QRT
    RaviAmbasana541996
    0
    0
    Select an address:
  • If more than one property is being offered as security we will ask you for details at a later stage.
  • Tell us about you. Applying won't impact your credit score.
  • Please enter a valid UK telephone number without spaces
  • ZD8E-CIEZ-KRPT-6QRT
    RaviAmbasana541996
    0
    0
    Select an address:
  • Section Break

  • DD slash MM slash YYYY
  • Please complete your previous address if you have lived at your current address for less than 3 years
    ZD8E-CIEZ-KRPT-6QRT
    RaviAmbasana541996
    0
    0
    Select an address:
  • Section Break

  • DD slash MM slash YYYY
  • If you have already spoken to a member of the BIZL team please select their name below
  • Hidden
  • Hidden
  • Hidden
  • Hidden
  • Hidden
  • Hidden
  • Hidden
  • Hidden
  • Hidden
  • Hidden