This calculation is for illustration purposes only. The actual amount a lender may agree will depend upon a variety of other factors. The calculation is designed to help you understand how much your businesses may be able to afford to repay, but does not take in to account other potential limitations, such as security being required, purpose of the loan and other financial commitments. To improve the accuracy of the calculation, in the “profit” field you can input: operating profit + depreciation + amortisation – dividends required.