To complete on your property purchase or refinance it’s vital to get the right professional support. Here’s the info you’ll need as well as links to service providers.
To complete on your property purchase or refinance it’s vital to get the right professional support. Here’s the info you’ll need as well as links to service providers.
Conveyancing is the legal transfer of property from one owner to another. There’s a lot of legal and administrative work to do to get to the point of exchanging contracts and completion. This includes satisying all of the lender’s conditions before funds can be requested from them.
Whether purchasing or remortgaging a property, you’ll need a recognised solicitor or conveyancer to complete the legal work both for you and your mortgage lender. Typically the lender will require the solicitor firm to have at least 3 partners.
The solicitor will do everything from carrying out searches and enquiries, highlighting issues, completing the legal transfer of ownership, transferring funds, settling your existing mortgage and registering the interests of relevant parties (you and the lender) on the property title.
You can search for a solicitor via the Law Society website. Alternatively you can contact one of the firms below.
An energy performance certificate (EPC) is required whenever a property is built, sold or rented in the United Kingdom. During the conveyancing process an EPC will need to be produced.
Check whether the property has a valid Energy Performance Certificate. If the property doesn’t have a valid EPC you’ll need to arrange for one to be carried out.
Check whether the property has a valid Energy Performance Certificate.
If the property doesn’t have a valid EPC you’ll need to arrange for one to be carried out. You can search for an accredited assessor here or you can contact one of the firms below.
A Fire Risk Assessment is a legal requirement. If you are responsible for a building that isn’t a ‘single private dwelling’ (a private home), you need to make sure a suitably competent person completes a Fire Risk Assessment.
If the property doesn’t have a Fire Risk Assessment you’ll need to arrange for one to be carried out. You can contact one of the firms below.
test