Structured finance for online retailer

Well known retailer and wholesaler of baby goods expands with £1.6m in funding support


Retail & wholesale




New warehouse & growth capital

Baby goods wholesaler expands with support from BIZL


Our client built their business wholesaling baby products to large high street retailers. During 2020, their ecommerce sales rocketed – meaning they required funding for a larger warehouse to dispatch orders. 

Along with this they required additional working capital to fund increased stock purchases from suppliers in China to meet demand in the UK, and also overcome trading challenges caused by Brexit and COVID.


The directors approached their High Street Bank to secure a loan for the larger premises.  However, they were slow and unresponsive, leaving our client in limbo whilst needing to pivot and grow their business.


BIZL ran an extensive search from across the finance market to structure a funding package to support the business’s rapid growth plans. 

A commercial mortgage was arranged with a high street lender on market-leading terms enabling the purchase of a much larger warehouse space. 

An unsecured loan facility was injected by an alternative finance provider. 

A trade finance facility was set in place from a specialist international trade finance provider. This allowed our client to pay their Chinese suppliers on credit, funding the gap between placing an order, shipping and eventually selling the product in the UK.

"We were delighted to be able to support this great business. By working together we were able to help the business grow their sales by around £2m over the course of a couple of years."

More Client Stories