Letting residential property to government-backed housing providers like Ready Homes can offer landlords long-term rental income and reduced void periods. However, financing such arrangements through a buy-to-let mortgage isn’t always straightforward. Here’s what you need to know if you’re considering this route. Questions about mortgages? Talk to one of our Property Finance Specialists about your […]
Property investors
Can I Get a Commercial Mortgage with a CCJ?
Securing a commercial mortgage can be a significant undertaking for any business. However, if you have a County Court Judgment (CCJ) on your credit file, the task becomes even more daunting. This blog will delve into how a CCJ impacts your ability to obtain a commercial mortgage, steps to improve your chances, and available options. […]
How to Buy a Yard with Open Storage
Open storage yards are vital for various industries, including logistics, construction, and automotive. These properties offer flexible space for storing goods, vehicles, and equipment. This guide will walk you through the steps to buy an open storage yard in the UK, covering market analysis, property selection, financing options, legal considerations, and operational planning. Understanding the […]
Can I Get a Commercial Mortgage for a Warehouse with a CCJ?
Securing a commercial mortgage can be a major project for any business, but if you have a County Court Judgment (CCJ) on your credit file then the task becomes all the more challenging. For UK business owners in sectors such as manufacturing, haulage, and wholesale, the need for warehouse space is critical to operations. This […]
Should You Rent or Buy a Warehouse?
For business owners, deciding whether to rent or buy a warehouse is a crucial decision that can significantly impact their operational efficiency, financial health, and long-term growth. Both options come with their own set of benefits and challenges. This blog aims to provide a thorough analysis of the pros and cons of renting versus buying […]
How To Get a Mortgage for an Open Storage Yard
For many UK business owners, securing a mortgage on a warehouse can be a strategic move that offers both financial and operational advantages. Whether you’ve decided to buy a warehouse instead of renting or you’re looking to invest in commercial real estate, understanding the ins and outs of warehouse mortgages is essential. In this comprehensive […]
Understanding Commercial Property Valuations
Understanding a commercial property valuation can feel like navigating a labyrinth, especially is it’s not something you are often exposed to. This guide aims to demystify the valuation process, ensuring you understand commercial property valuations and grasp the key concepts, methods, and factors that influence the value of commercial properties. By the end, you’ll be […]
Can You Get a Mortgage for an Industial Unit?
Imagine the possibilities: a spacious warehouse for your growing e-commerce business, a state-of-the-art manufacturing facility, or a custom-designed workshop for your artisanal crafts. The truth is, industrial unit mortgages are more accessible than you might think. In this blog we’ll demystify the process, explore the eligibility criteria, and guide you through the steps to turn […]
Letting Property to Serco, Mears or Clearsprings
Investing in property and letting to companies like Serco, Mears or Clearsprings can offer a stable and profitable income stream. These companies manage accommodation for asylum seekers and other vulnerable tenants in the UK, providing long-term leases and guaranteed rent payments. This guide will walk you through the process, benefits, and potential risks of leasing […]
Navigating the Leasehold Landscape: A Quick Guide for Landlords
If you’re a landlord or buy-to-let investor who owns or is looking to purchase a leasehold property, you need to consider many factors and rules to ensure a smooth-sailing process. Whether you’re considering renting out the leasehold to generate some income or just want to understand the obligations of letting such properties, stay ready to […]
A landlord’s guide to Energy Performance Certificates
As a landlord, it is crucial that you stay informed about the latest regulations and requirements as well as provide a safe and energy-efficient environment for your tenants. One area that has recently undergone changes in the United Kingdom is the Energy Performance Certificate (EPC) rules. In this blog, we’ll discuss the latest changes made […]
A guide to Houses in Multiple Occupation (HMOs)
Investing in HMOs (Houses in Multiple Occupancy) is becomig increasingly popular among property investors. Whether it’s the higher rental yields or the lower risk of rental voids there are some compelling benefits to diversifying into this asset class. However, if you’ve not owned a HMO before there are a few things to know. To help […]